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Wealth Management

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What is a Fiduciary?

Investopedia defines the word Fiduciary as, “A person legally appointed and authorized to hold assets in trust for another person. The fiduciary manages the assets for the benefit of the other person rather than for his or her own profit.” There is a lot to learn from this simple definition of a fiduciary from which we all can benefit.

Future Financial Needs: Reality v.s. Perception

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How does a glide path address a specific risk?

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The Safety of 4%, Past versus Future

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Return Assumptions Matter: 4% Withdrawal Rate over 30 Years

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Perspective on Safe Initial Withdrawal Rates

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How much will you be spending after Retirement?

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Life Expectancy & Pension Shortfall

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Life-satisfaction - Highest in Mexico!

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Median Household Income by Quintile and Top 5 Percent

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